1	"All Rights Reserved by Invest..." All Rights Reserved by Invest Ed™ Sponsors Oklahoma Securities Commission University of Oklahoma Outreach
2	Some Guiding Principles We are aware that prudently managing our financial affairs requires we work… to establish good credit. to monitor our net worth. towards accumulating wealth for when we are no longer working. to gain an adequate perspective of the financial world to apply the lessons of compounding to our net worth. We propose a portfolio tracking project for high school students to enable them to achieve no. 4.
3	Proposed Activity for Learning Financial Principles and Communication Skills The project involves raising fraud awareness, assessing risk, setting investment goals, researching and selecting a portfolio of stocks, tracking and updating the portfolio through a specific timeframe, and preparing a report discussing financial principles used in the selection process and lessons learned from the process. www.investedok.org
4	Tracking a Portfolio on the Internet Tracking a securities portfolio on the Internet offers the opportunity to learn investment lessons. « provides tracking services at no cost « provides opportunity to develop an intuition of the market « provides motivation for acquisition of essential market vocabulary « allows a person to learn from errors without suffering ill effects on individual net worth
5	Distinction From Playing a “Stock Market Game” The project is distinguishable from existing “stock market games” for these reasons. « Our focus is not on quick gains. « Our focus is to raise awareness and to educate. « Our focus is to develop an appropriate attitude and approach for prudently managing financial assets. « Our focus is to sharpen critical thinking, research, and math skills and to present outcomes in a written report.
6	Optional Internet Sites These Internet sites are just some of the available sites providing free portfolio tracking capabilities. « yahoo.com « marketwatch.com « forbes.com « money.cnn.com « investorguide.com « morningstar.com « kiplinger.com
7	An Illustrative Portfolio
8	Create a YAHOO Portfolio Step 1: www.yahoo.com Step 2: Click the Finance icon at the top, left of the page.
9	Step 3 This brings you to If you have a Yahoo user ID and password, click Sign In. To establish a user ID and password, click Sign Up and follow instructions.
10	Step 3, cont’d. Don’t be surprised if your first Yahoo ID choice is already taken; this process may take a few minutes. Be cautious as you complete these steps. If you do not want a Yahoo e-mail address, you do not have to establish one. Make certain you un√ any boxes you do not want checked. Once this process is completed successfully, print the sheet with your ID and password.
11	Step 4 Return to Finance home page. To the right of FINANCE you will see Welcome, your user ID.
12	Step 5 Locate the My Portfolios tab.
13	Step 6 Click My Portfolios, and a drop-down menu appears. (Portfolio Example is a sample portfolio, previously created.) Click Create Portfolio. Your portfolio’s name will be listed at the top of the drop-down menu. If you create more than one portfolio, each portfolio’s name will be listed at the top of this menu.
14	Step 7 The Create New Portfolio window opens. Click Track your transaction history.
15	Step 8 Give your Portfolio a name. Set Performance as the Default view. Accept the three default settings as illustrated. Click Continue at the bottom of this window.
16	Step 9 Two transaction options are available—Security and Cash. First, click Cash. Type: select Cash In from menu Amount: $500,000 (a one-time only entry)
17	Step 9, cont’d. If you click Save, you return to your portfolio page. If you don’t have time to enter additional purchase transactions, click Save. If you click Save and Create Another, the Transaction page will re-appear. If you are ready to purchase stock/s, click Save and Create Another.
18	Step 9, cont’d. Transaction: Security Date: use current date Type: select Buy from menu Symbol: may need to look up Shares: total number you wish to purchase Price/Share: price of ONE share (Verify the price per share; if you checked the price hours ago or days ago, most likely it has changed.) Commission: Optional, not required by project. (If you choose to use this feature, use 1% of the total price which is price/share x no. shares.) Notes: Type the full name of the company represented by the symbol.
19	Step 9, cont’d. Continue clicking Save and Create Another to enter one transaction for each company’s stock you are purchasing. When you run out of time, click Save. The next time you sign in to Yahoo Finance and open your portfolio, click Create Transaction at the top, right of your portfolio to add additional transaction/s.
20	Step 10 When you view your portfolio, you’ll see these 10 columns.
21	Step 11 The Related Information section has four columns. Chart – produces a chart showing past years’ share prices Messages – convey message board postings relating to company Profile – delineates a profile of the company more… – produces additional pieces of information relating to company’s performance
22	Step 12 This project requires a Day’s Range column. This column verifies the price paid by the student is within this range. THE REPORT EVALUATORS WILL COMPARE THE PRICE PER SHARE TO THIS COLUMN. (a) To add the Day’s Range column, locate Performance [edit]. Click [edit].
23	Step 12b (b) On number 10 click the down arrow and select Day’s Range. Day’s Range will replace the Related Information column (so Day’s Range will view on printout).
24	Step 12c (c) On number 11 click the down arrow and select More Info. Scroll to the bottom of the page and click Finished.
25	Step 12d (d) Click File/Page Setup. Set Orientation to Landscape.
26	Step 12d, cont’d. Click File/Print Preview. VERIFY the DAY’S RANGE column will be viewable on the one-page printout. The Related Information column does not have to be viewable. Refer to the Project Timeframe handout (www.investedok.org) to view the two required dates to print the portfolio. Refer to the Report Requirements handouts (www.investedok.org) for the order in which to submit the printouts. It is not necessary to submit all the extra Recent News information; do not submit.
27	Step 13 At the bottom of your portfolio columns, note the Value and Gain totals. The Value column is the current total value of the portfolio. The Gain column represents the total gain or loss in the portfolio since initial purchases were made; this column is represented in both dollars and percent. (next slide) USD = US Dollars Dr. Horrell used $1,000,000 in this sample.
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29	Step 14 To Edit Transaction/s, click Transactions tab.
30	Step 15 To create a new transaction, click Create Transaction.
31	Step 16 If you click Edit Portfolio, you can delete your portfolio. This is also the page to set the default view.
32	NOTES
33	Notes (1) Real-time Mkt/ECN Quotes let you track the action in your favorite stocks in real time—before the market has opened, while the market is open, and after the market has closed. To obtain a market quote, simply select the "Real-time Mkt/ECN" link from the left hand menu available for all quotes. Real-time Mkt/ECN quotes are also displayed at the top of the Summary View every day starting at 4pm EST so you can see how the stock is trading after the market has closed for the day. (Help) Electronic Communication Networks (ECNs) are electronic marketplaces that bring buy and sell orders together and match them with each other. Today ECNs handle roughly 25% of the volume in Nasdaq stocks. (Help) Click Real-time ECN link. A new view option allows you to click on one of your stocks to view in real-time. Scroll down to view the whole screen. This project does not use this feature.
34	Notes (2) Detailed is a view option. Click it to check it out; you’ll see charts and more. This project does not use this feature. Notes (3) Create New View allows you to create and name a customized view. This project does not use this feature.
35	Notes (4) Create Transaction: Click this link to create a new transaction. This project does use this feature. Notes (5) Set Alert: This project does not use this feature. Do not set; keep zero alerts. You’ll get bazillions of e-mail messages.
36	Notes (6) Portfolio Email: This project does not use this feature. Again, do not utilize. This feature allows Yahoo to bombard your inbox with messages. Notes (7) Download Spreadsheet transfers your portfolio data to an Excel spreadsheet. This project does not use this feature.
37	"Note the Finance Home link..." Note the Finance Home link at the top, right of the portfolio page—very top. Utilize the Help feature if needed. Before printing your portfolio on the two dates listed on the Project Timeframe (only two required printouts), be certain the Day’s Range column prints. Remember to switch to Landscape orientation. Refer to handouts and information on www.investedok.org.
38	Investing vs. Trading The portfolio tracking feature of Yahoo provides a useful tool for engaging students in investigation and involvement with the interactions of the securities market. Putting a premium on the quality of the analyses of companies and their investment strategies encourages students to become investors, not traders.
39	Investors Investors are individuals who… study and select companies involved in an economically productive endeavor expected to produce results for some time. buy shares in these companies and hold shares for a considerable length of time. do not generally concern themselves with trying to make a quick high return on their investment. realize attempts at quick high returns involve high risk.
40	Traders Traders are individuals who… study and use techniques in an attempt to beat the market. do not plan to hold securities for substantial lengths of time. believe the price of the security is going to move a fair amount in a short time and hope to make a profit from the price movement. basically believe security markets are not efficient in any form. may believe their skills and perceptions of the market are superior to others in the market.
41	Be Investors, not Traders Fundamental analysis - foundation for sound investment decisions Continual exposure to sites like Yahoo may instill an appreciation of fundamental analysis. The News Headlines and Press Releases sections below the Yahoo portfolio provide links to recent articles on selected companies. Students have access to same information as investors.
42	"Students will choose to be..." Students will choose to be investors. Students will research and invest wisely. Students will recognize the value of allowing investments to grow long term. Students will identify a “hot tip” or a “really good deal” as a red flag. Students will improve their quality of life.
43	"Jo Ann Murray" Jo Ann Murray, Project Coordinator University of Oklahoma Outreach 1600 Jenkins Avenue Norman, OK 73072 jmurray@ou.edu 405.325.6882 1.800.942.5702 405.325.7687 (fax)